.........................................................................................................................................................

Smart Group’s gateway processing platform has been developed into a state-of-the-art, secure, centralized, Internet-based application to meet the exacting demands of our clients. All these contribute to maintaining your online business, minimizing your refunds and chargeback's and protecting you from fraudulent transactions. 

To ensure that Smart Group's payment gateway is a secure and a reliable environment:

• All data streams managed and directed in real time

• All transaction data validated and authenticated prior to forwarding to the acquirer

• 128-bit Secure Socket Layer (SSL) data encryption key

• Risk Check Module to catch, combat and block fraudulent transactions

• Extensive negative database continually updated (currently greater than 500,000 entries)

• Firewalled and encrypted database

• Complete back office accounting module

• Regularly audited by external experts to ensure gateway security

• Geographical IP address location check

• Issuing bank BIN Number country match

• Real-time Address Verification Check (AVS)

Plus, each merchant has a dedicated account set up on the gateway which allows merchants to build a unique profile based on their business category and requirements. Our payment gateway is equipped with real-time account management tools which include functions for transaction monitoring, transaction search, manual refund processing, transaction reporting and billing statement generation.

.........................................................................................................................................................

Smart Group has built up acquiring relationships with banks throughout the world in order to provide a breadth of acquiring services necessary to ensure the merchant stays fully operational at all times. With our European acquirer network, we are also able to address specific target markets and needs in different locations worldwide.

As part of our reliability promise, we also guarantee that you will be getting your payouts on a weekly basis once you start consistent and regular processing. Smart Group offers better management of financial risks by coursing all monetary transactions through fully licensed and regulated third-party escrow holders. Having such an efficient process in place assures that all our subscribed merchants get consistent payouts. If, by some circumstance beyond our control, a delay is foreseen we immediately notify our merchants. Timely communication is the key to better management of expectations. 

.........................................................................................................................................................

Smart Group offers a great combination of no upfront fees with low merchant account rates, which is simply the best way to save. Our vast network of acquirers allows us to offer such competitive rates. We are able to do this by diversifying processing between several acquiring channels, which results in our clients getting the best rates available.

You'll also save more with our advanced fraud management system, which can significantly reduce your chargeback disputes and refund requests.  

.........................................................................................................................................................

We aim to take the right step from the start. A test of our support capabilities can begin as early as the inquiry stage. You will get a response 24 hours from the time you send in an inquiry. The quick email response does not stop there. Any inquiry you send in will be addressed with the same degree of urgency -- whether it is to sign up for a merchant account or to check on your next payout.

Our no-frills procedures can make life so much easier for busy online merchants. Getting an approval is fast and simple. As part of our service, each merchant will get effective training and detailed instructions to ensure a smooth and proper payment gateway integration. Your on-time payout is always assured. Even keeping a tab on your chargeback's is also a breeze with our alert system. To learn more about our processes, Click Here

We guarantee that you will be getting the full support of our professional and efficient team every step of the way.

Learn more about how our Merchant Account Solutions can help your business.